To enroll for Medicare, you must meet the eligibility requirements. You can become eligible for Medicare because of
• If you have certain health conditions, including End-Stage Renal Disease or Amyotrophic Lateral Sclerosis (ALS)
For qualification by age, you become eligible for Medicare three months before you turn 65. This time frame is part of the Initial Enrollment Period, which begins three months before your 65th birthday and ends three months after turning 65. If you are eligible for Medicare, you can register during this time. However, you can register during the General Enrollment Period if you delay enrollment, though you will have to pay a late enrollment penalty. You can also qualify for Medicare before turning 65 if you receive disability benefits.
To qualify for Medicare because of a disability, you must have received disability benefits from Social Security for 24 months.
Suppose you are eligible for Medicare because you receive Social Security disability benefits. In that case, your Initial Enrollment period will fall between the 22nd of the month of receiving disability benefits, i.e., three months before you become eligible to receive Medicare benefits.
END-STAGE RENAL DISEASE OR AMYOTROPHIC LATERAL SCLEROSIS
Apart from age and disability benefits, you can qualify for Original Medicare if you have End-Stage Renal Disease (ESRD) in addition to
• Need regular dialysis
• A kidney transplant
In cases like that, your Medicare coverage will come into effect after your first dialysis. However, if you receive a kidney transplant and no longer need dialysis, your Medicare eligibility will expire.
Individuals who have Amyotrophic Lateral Sclerosis will automatically qualify for Medicare Part A and Part B.
If you get disability benefits from the Railroad Retirement Board, you can qualify for Medicare while under 65 if you meet some requirements.
If you qualify for Medicare due to meeting the requirements we have mentioned above, you must also meet some general requirements before you can enroll for Medicare.
• You must be a citizen of the United States or a permanent legal resident in the United States for five years or more.
• Applicants must not be incarcerated
• Must have a fixed residence or address in the United States
• You must be ready to receive healthcare within the United States under Medicare-approved health providers and not abroad.
If you are unsure if you are eligible for Medicare, reach out to us today to learn more about your eligibility and which Medicare plan would best suit your needs.
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