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Medicare ADvantage

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WHAT MAKES MEDICARE ADVANTAGE AN ADVANTAGE

Medicare Advantage covers every service that Original Medicare offers in addition to:

● Inpatient services
● Outpatient services
● Prescription drug coverage.

 

It also provides coverage for services that Original Medicare doesn’t like:

● Dental
● Eye
● Hearing
● Over the counter benefits
● health club program

 

DISADVANTAGES

Medicare Advantage’s network is not as widespread as Original Medicare, meaning that your treatment options are limited to your plan’s network area.

Original Medicare doesn’t have this issue, as you can get treatment in any healthcare facility in the U.S. that accepts Medicare.

Out-of-network coverage is either more costly or not even an option, depending on the specific policy you choose.

You can’t have supplemental insurance with Medicare Advantage, either. You are to decide between one or the other.

The other downside is dependent upon the specific Medicare Advantage plan you choose. Some will make you choose a primary care physician and require referrals from that physician before you can see a specialist. Other Medicare Advantage Plans, such as Preferred Provider Organization (PPO) Plans, allow you to see physicians outside the network. You should evaluate each of the individual Medicare Advantage Plan’s features separately to determine which one is right for you.

 

TYPES OF MEDICARE ADVANTAGE PLANS

● Health Maintenance Organization (HMO)
● Preferred Provider Organization (PPO)
● Health Maintenance Point-of-Service (HMOPOS)
● Paid Fee-for-Service (PFFS)
● Medicare Savings Account (MSA)
● Special Needs Plans (SNP)

We are here to help you determine if Medicare Advantage is right for your medical needs. Reach out to us today to learn more.

Get The Right Medicare Plan Today

Dale Wondisford

MEDIGAP INSURANCE AGENT

13 Years experience helping hundreds of families ge the best insurance policy to meet their needs.

FREE CONSULTATION

Fill out the form to get your questions answered by Dale Wondisford wih a FREE no-obligation consulation.

laina roy
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I have had the opportunity to have meet Dale approximately 7 years now. I have never had someone take the time to check what’s the best way to insure myself. He does a very in depth review of what was going on with health issues and the medications, in order to place me with an insurance that’s going to save on my costs
Mark Poff
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Dale is very knowledgeable and experienced working with the many offered medicare plans finding the best plan that benefits his clients which he did for my wife and I. I highly recommend Dale as I totally respect his judgement of which plan is best for the client.
Richard Hibbard
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Dale is really helpful he will get you a answer to any questions you may have. He even got on a three way call so we could hear what was going on. He always returns your call promptly. Dale is very knowledgeable about all types of insurance. Very friendly and no pressure tactics to buy. Would highly recommend Dale.