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Medicare Part D

Learn more about Medicare Part D below or click for your FREE no-obligation consultation.


Part D focuses on the medications prescribed to you. You must enroll in Part D separately, and it does not automatically come with your other Medicare policies unless you have Medicare Advantage.

You can get Medicare Part D during the Initial Enrollment Period (the three months before your 65th birthday to the three months after) or the Open Enrollment Period (October 15 to December 7).


Click the video to watch a quick introduction to Medicare Part D.  Discover if Medicare Advantage plans are right for your medical needs and how to get started.


Medicare Part D is required to offer coverage for at least two prescription medications in the six medication categories:
● Antidepressants
● Anticancer
● Immunosuppressants
● HIV/AIDS medications
● Antipsychotics
● Anticonvulsants

The list of all of the medications covered constitutes the formulary.

The amount you pay relates to the tier your medication is in. There are four tiers: Tier 1, 2, 3, and the Specialty Tier. These range from lowest to highest copayments. The type of medication determines tiers.

Tier 1 medications are the majority of generic medications that won’t cost you as much in copayments.

Tier 2 medications cost more than Tier 1, but not as much as Tier 3 or the Specialty Tier. Tier 2 prescriptions are typically brand-name and preferred medications.

Tier 3 has the second-highest copayment. Again, these are brand-name medications that are not preferred.

The Specialty Tier has the most expensive copayments. These are medications that cost the most.



● Any cosmetic treatments, such as weight loss drugs

● Medications for fertility or erectile dysfunction

● Multivitamins, cough medicines, and benzodiazepines

For more information about what prescription drug coverage you can get with Medicare Part D, contact our Medicare Specialist today.

Get The Right Medicare Plan Today

Dale Wondisford


15 Years experience helping hundreds of families ge the best insurance policy to meet their needs.


Fill out the form to get your questions answered by Dale Wondisford wih a FREE no-obligation consulation.

laina roy
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I have had the opportunity to have meet Dale approximately 7 years now. I have never had someone take the time to check what’s the best way to insure myself. He does a very in depth review of what was going on with health issues and the medications, in order to place me with an insurance that’s going to save on my costs
Mark Poff
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Dale is very knowledgeable and experienced working with the many offered medicare plans finding the best plan that benefits his clients which he did for my wife and I. I highly recommend Dale as I totally respect his judgement of which plan is best for the client.
Richard Hibbard
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Dale is really helpful he will get you a answer to any questions you may have. He even got on a three way call so we could hear what was going on. He always returns your call promptly. Dale is very knowledgeable about all types of insurance. Very friendly and no pressure tactics to buy. Would highly recommend Dale.