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Medicare VS Medicaid

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While Medicare and Medicaid sound similar, the programs have different regulations and functions.


WHAT IS MEDICARE?

Medicare is a health program created for United States citizens aged 65 or older to help cover the expenses relating to medical care and treatment. The program is also available to people under 65 who have certain health conditions or disabilities.

People with end-stage renal disease who are under 65 can also apply for a Medicare policy.

Generally, eligibility for Medicare depends on the age of the applicant. Also, the applicant must be a citizen of the United States or a permanent resident to qualify. The premiums and eligibility depend on the number of years of Medicare taxes paid by the applicant. There are different parts of Medicare, each with its coverage options.

Part A covers inpatient hospital care and home healthcare services and is available without premiums to individuals who have paid up to 40 quarters of Medicare taxes while employed. People who do not qualify for premium-free Medicare Part A can still purchase the policy once they are eligible.

Medicare Part B covers outpatient care, doctor visits, medical supplies, and preventive services.

Medicare Part C is also known as Medicare Advantage. Private insurance companies offer this plan, and the government regulates it. Medicare Advantage plans provide the same benefits offered by Original Medicare (Part A and B), in addition to extra benefits, such as prescription drug coverage. Medicare Part D also offers prescription drug coverage.

 

WHAT IS MEDICARE?

Medicare is a healthcare program created for United States citizens aged 65 or older to help cover the expenses relating to medical care and treatment.

The program is also available to people under 65 who have certain health conditions or disabilities. For example, people with end-stage renal disease under 65 can also apply for a Medicare policy.

Generally, eligibility for Medicare depends on the age of the applicant. Also, the applicant must be a citizen of the United States or a permanent resident to qualify.
The premiums and eligibility depend on the number of years of Medicare taxes paid by the applicant. There are different parts of Medicare, each with its coverage options.

Part A covers inpatient hospital care and home healthcare services and is available without premiums to individuals who have paid up to 40 quarters of Medicare taxes while employed. People who do not qualify for premium-free Medicare Part A can still purchase the policy once they are eligible.

Medicare Part B covers outpatient care, doctor visits, medical supplies, and preventive services.

Medicare Part C is also known as Medicare Advantage. Private insurance companies offer these policies, but they are government-regulated.

Medicare Advantage plans offer the same benefits offered by Original Medicare (Part A and B), in addition to extra benefits, such as prescription drug coverage.

Medicare Part D also offers prescription drug coverage. We are here to help you determine your eligibility for Medicare and Medicaid. Reach out to us today to learn more.

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Dale Wondisford

MEDIGAP INSURANCE AGENT

13 Years experience helping hundreds of families ge the best insurance policy to meet their needs.

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laina roy
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I have had the opportunity to have meet Dale approximately 7 years now. I have never had someone take the time to check what’s the best way to insure myself. He does a very in depth review of what was going on with health issues and the medications, in order to place me with an insurance that’s going to save on my costs
Mark Poff
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Dale is very knowledgeable and experienced working with the many offered medicare plans finding the best plan that benefits his clients which he did for my wife and I. I highly recommend Dale as I totally respect his judgement of which plan is best for the client.
Richard Hibbard
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Dale is really helpful he will get you a answer to any questions you may have. He even got on a three way call so we could hear what was going on. He always returns your call promptly. Dale is very knowledgeable about all types of insurance. Very friendly and no pressure tactics to buy. Would highly recommend Dale.